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Register of Participants
The Register of Participants is the official list of companies included in the Consumer Data Right (CDR) framework, under the Customer and Product Data Act 2025. The Ministry of Business, Innovation and Employment (MBIE) manages and updates the register as the CDR Regulator.
On this page I tēnei whārangi
What the register includes
- Organisations that will share data (data holders)
- Organisations accredited to request data or make payments on behalf of customers (accredited requestors).
Benefits of using the register
The Register helps you:
- Confirm which organisations are participating in the CDR framework.
- Understand each participant’s role for example data holder or accredited requestor.
- Find contact details and complaints information.
Information available in the register
The Register provides the following details:
- Organisation name and New Zealand Business Number (NZBN).
- Any trading names the organisation uses.
- The CDR designated sector the organisation is a participant of.
- Role under CDR (data holder or accredited requestor, or both).
- Designation (currently only banking and deposit taking; more sectors coming).
- Contact details.
- Complaints process.
Sector designations – banking
Banking has been designated under the CDR through the Customer and Product Data (Designations for Banking and Other Deposit Taking) Regulations 2025
Customer and Product Data (Designations for Banking and Other Deposit Taking) Regulations 2025(external link) — New Zealand Legislation
Data to be provided – customer data
Section 7 of the Customer and Product Data (Designations for Banking and Other Deposit Taking) Regulations 2025 designates the following customer data to be provided to accredited requestors by data holders;
Section 7(external link) — New Zealand Legislation
The following classes of customer data are designated as designated customer data for the purposes of all of the provisions of the Act except section 14:
(a) the following data about the customer for a relevant account:
(i) the customer’s name:
(ii) data about whether the customer is a joint customer:
(iii) the customer’s contact details (for example, the customer’s email address, phone number, and postal address):
(b) data that identifies a relevant account, including any of the following that are applicable:
(i) the account’s identification codes (for example, an account number):
(ii) the name of the account assigned by the data holder:
(iii) the name of the account assigned by the customer through an electronic facility:
(iv) the currency in which the account is denominated:
(v) the type of account (for example, a personal savings account or business transaction account):
(c) the following data about the balance of a relevant account:
(i) the amount of the balance:
(ii) whether the balance is in credit or debit:
(iii) the type of balance:
(iv) the date and time of the balance:
(v) if the account relates to a revolving credit contract (as defined in section 5 of the Credit Contracts and Consumer Finance Act 2003), the remaining amount of credit available to the customer under the contract:
(d) particulars of each transaction for a relevant account that occurred during the 2-year period before the time of the request under section 15 of the Act:
(e) the following data contained in any statement for a relevant account that the data holder has sent or made available to the customer during the 12 month period before the time of the request under section 15 of the Act:
(i) the statement’s type (for example, an account opening statement or an annual statement):
(ii) the opening and closing dates and times of the period covered by the statement:
(iii) the date and time at which the statement is first sent or otherwise made available to the customer:
(f) a copy of a statement referred to in paragraph (e).
Sector designated actions – making payments
Under Section 8 of the Customer and Product Data (Designations for Banking and Other Deposit Taking) Regulations 2025 designates payments as follows:
Section 8(external link) — New Zealand Legislation
The class of action is making a payment from the customer’s account to another account if—
(a) the payment is made by means of the Bulk Electronic Clearing System operated by Payments NZ Limited; and
(b) the payment is made in New Zealand currency; and
( c ) the amount of the payment does not exceed the relevant limit; and
d) the payment does not require the authorisation of 2 or more persons; and
(e) a payment may be made from the customer’s account through an electronic facility otherwise than under the Act.
Accreditation classes – banking
Section 9 of the Customer and Product Data (Designations for Banking and Other Deposit Taking) Regulations 2025, allow for accredited requestors to act as one or more or all of the following classes of accredited requestor:
Section 9(external link) — New Zealand Legislation
- Non-intermediary – Payments, that is, making requests under section 19 of the Act (other than when acting as an intermediary)
- Non-intermediary - Customer Data, that is, making requests under section 15 of the Act (other than when acting as an intermediary)
- Intermediary - Payments, that is, acting as an intermediary to make requests under section 19 of the Act
- Intermediary - Customer Data, that is, acting as an intermediary to make requests under section 15 of the Act
Register of participants
Akahu Technologies Limited
Participant name: Akahu Technologies Limited
Trading name/s: Akahu
NZBN: 9429048356077(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Intermediary - Payments (See explanation under Sector designations - banking)
- Intermediary - Customer Data (See explanation under Sector designations - banking)
Date added to the Register of Participants: Wednesday, 7 January 2026
Duration of accreditation: 1 year – expiring end of 6 January 2027
Participant contact information: Contact(external link) — Akahu
Participant online complaint information: Customer feedback and disputes(external link) — Akahu
Notes: N/A
ANZ Bank New Zealand Limited
Participant name: ANZ Bank New Zealand Limited
Trading name/s: ANZ
NZBN: 9429040797410(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Data holder
Class/es of customer data that must be provided: Customer data - banking (See explanation under Sector designations - banking)
Date from which customer data must be provided: 1 December 2025
Class/es of product data that must be provided: N/A – product data has not been designated Banking
Date from which product data must be provided: N/A
Class/es of action requests that must be completed: Payments – banking (See explanation under Sector designations - banking)
Date from which action requests must be performed: 1 December 2025
Participant contact information: open@anz.com
Participant online complaint information: Making a complaint(external link) — ANZ
Notes: From 1 Dec 25 to 31 May 26, electronic banking facility referred to in the “class/es of customer data” above, means goMoney.
ASB Bank Limited
Participant name: ASB Bank Limited
Trading name/s: ASB
NZBN: 9429039435743(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking)
Participant type: Data holder
Class/es of customer data that must be provided: Customer data - banking (See explanation under Sector designations - banking)
Date from which customer data must be provided: 1 December 2025
Class/es of product data that must be provided: N/A – product data has not been designated Banking
Date from which product data must be provided: N/A
Class/es of action requests that must be completed: Payments - banking (See explanation under Sector designations - banking)
Date of provisioning for class/es of action requests: 1 December 2025
Participant contact information for queries about regulated data provision:
ASB Bank Ltd general enquiries
Mon - Fri 8:00am - 8:00pm
Sat, Sun and public holidays 8:30am - 5:00pm
Contact us(external link) — ASB Bank Ltd
Phone within New Zealand: 0800 803 804
Phone from overseas: +64 9 306 3000 (international toll charges apply)
Participant online complaint information: What happens when I make a complaint(external link) — ASB
Notes: From 1 Dec 25 to 31 May 26, electronic banking facility referred to in the “class/es of customer data” above, means ASB Mobile Banking
Bank of New Zealand
Participant name: Bank of New Zealand
Trading name/s: BNZ
NZBN: 9429039342188(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking)
Participant type: Data holder
Class/es of customer data that must be provided: Customer data - banking (See explanation under Sector designations - banking)
Date from which customer data must be provided: 1 December 2025
Class/es of product data that must be provided: N/A – product data has not been designated Banking
Date from which product data must be provided: N/A
Class/es of action requests that must be completed: Payments – banking (See explanation under Sector designations - banking)
Date from which action requests must be performed: 1 December 2025
Participant contact information:
BNZ general enquiries
Monday - Friday 8:00am - 8:00pm
Saturday, Sunday and public holidays 9:00am - 4:00pm
Contact us(external link) — BNZ
Phone within New Zealand: 0800 275 269
Phone from overseas: +64 4 931 8209 (international toll charges apply)
Participant online complaint information: Feedback and complaints(external link) — BNZ
Notes: From 1 Dec 25 to 31 May 26, electronic banking facility referred to in the “class/es of customer data” above, means Internet Banking – Personal
Blink Pay NZ Limited
Participant name: Bank of New Zealand
Trading name/s: BlinkPay
NZBN: 9429047314160(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Intermediary - Payments
- Intermediary - Customer Data
Date added to the Register of Participants: Monday 22 December 2025
Duration of accreditation: 1 year – expiring end of 21 December 2026
Participant contact information: Contact us(external link) – Blink Pay
Participant online complaint information: Complaints(external link) – Blink Pay
Notes: N/A
Fiskil Pty Ltd
Participant name: Fiskil Pty Ltd
Trading name/s: Fiskil
NZBN: 9429053529251(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Non-intermediary - Customer Data
- Intermediary - Customer Data
Date added to the Register of Participants: Wednesday 13 May 2025
Duration of accreditation: 1 year – expiring end of 12 May 2026
Participant contact information: Contact us(external link) – Fiskil
Participant online complaint information: CDR Policy(external link) – Fiskil
Notes: N/A
Merco Limited
Participant name: Merco Limited t/a POLi
Trading name/s: POLi Payments, POLi, POLipay
NZBN: 9429032398212(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Intermediary - Payments
- Intermediary - Customer Data
Date added to the Register of Participants: Wednesday 24 December 2025
Duration of accreditation: 1 year – expiring end of 23 December 2026
Participant contact information: Contact Us(external link) — POLi
Participant online complaint information: Complaints(external link) — POLi
Notes: N/A
Paymark Limited t/a Worldline New Zealand
Participant name: Paymark Limited t/a Worldline New Zealand>
Trading name/s: Worldline NZ
NZBN: 9429039309952(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Intermediary - Payments
Date added to the Register of Participants: Wednesday 19 March 2026
Duration of accreditation: 1 year – expiring end of 18 March 2027
Participant contact information: Contact us(external link) — Worldline
Participant online complaint information: Support(external link) — Worldline
Notes: N/A
Qippay Limited
Participant name: Qippay Limited
Trading name/s: Qippay
NZBN: 9429049483789(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking(See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Non-intermediary - Customer Data
- Non-intermediary - Payments
- Intermediary - Customer Data
- Intermediary - Payments
Date added to the Register of Participants: Monday 22 December 2025
Duration of accreditation: 1 year – expiring end of 21 December 2026
Participant contact information: Contact us(external link) — Qippay
Participant online complaint information: Support(external link) — Qippay
Notes: N/A
Volley Payments Limited
Participant name: Volley Payments Limited
Trading name/s: Volley
NZBN: 9429050640782(external link) — NZBN
Designation regulations in relation to which this participant is accredited: Banking (See explanation under Sector designations - banking)
Participant type/Accreditation class: Accredited requestor
- Non-intermediary - Customer Data
- Intermediary - Payments
- Intermediary - Customer Data
Date added to the Register of Participants: Monday 22 December 2025
Duration of accreditation: 1 year – expiring end of 21 December 2026
Participant contact information: hello@volley.nz
Participant online complaint information: Make a complaint(external link) — Volley
Notes: N/A
Westpac New Zealand Limited
Participant name: Westpac New Zealand Limited
NZBN: 9429034324622(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking(external link)
Participant type: Data holder
Class/es of customer data that must be provided: Customer data - banking (See explanation under Sector designations - banking(external link)
Date from which customer data must be provided: 1 December 2025
Class/es of product data that must be provided: N/A – product data has not been designated banking
Date from which product data must be provided: N/A
Class/es of action requests that must be completed: Payments – banking (See explanation under Sector designations - banking(external link)
Date from which action requests must be performed: 1 December 2025
Participant contact information: openbanking.support@westpac.co.nz
Participant online complaint information: Making a complaint(external link) — Westpac
Notes: From 1 December 2025 to 31 May 2026, electronic banking facility referred to in the “class/es of customer data” above, means Westpac One, but does not include that facility to the extent that it relates to a user login in the name of a person other than an individual; or Westpac One Business.
Wych Limited
Participant name: Wych Limited
Trading name/s: Wych
NZBN: 9429046988805(external link) — NZBN
Designation regulations in relation to which designated: Banking (See explanation under Sector designations - banking(external link)
Participant type/Accreditation class: Accredited requestor
- Non-intermediary – Customer Data
- Non-intermediary – Payments
- Intermediary - Customer Data
- Intermediary - Payments
Date added to the Register of Participants: Tuesday 12 May 2025
Duration of accreditation: 1 year – expiring end of 11 May 2026
Participant contact information: contact@wych.it
Participant online complaint information: Dispute Resolution(external link) — Wych
Notes: N/A
Questions or concerns?
If you have any questions about the organisations listed in the Register, or if you want to raise a concern about a participant, please visit our Contact page for more information on how to get in touch with the CDR team.
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