Consumer credit research
This page provides research, evaluation and monitoring in relation to consumer credit including evaluation of the Credit Contract and Consumer Finance Act (CCCFA).
Consumer credit reforms 2015
The CCCFA Baseline Evaluation Report presents the findings of research on the consumer credit market. It is intended to represent the state of the market before the June 2015 reforms led to any changes in behaviour.
The findings of this report will aid ongoing monitoring and evaluation of the 2015 consumer credit reforms.
The CCCFA Baseline Evaluation report draws on findings from the following 2 reports:
The following 3 research reports informed the 2009-2015 review of consumer credit law: