Changes have been made to the affordability assessment requirements under the Credit Contracts and Consumer Finance Regulations 2004 (the Regulations) and Responsible Lending Code (the Code). This is in response to the review of the December 2021 changes to the Credit Contracts and Consumer Finance Act 2003.
The Government is making changes to New Zealand’s science, innovation and technology system. These changes will clarify priorities, lift economic outcomes and harness advanced technology for a more prosperous future.
During early 2022, the Ministry of Business, Innovation and Employment, in collaboration with the Council of Financial Regulators, investigated whether the 1 December 2021 changes to the Credit Contracts and Consumer Finance Act (CCCFA) were having unintended impacts.
This provides guidance on how MBIE will operationalise and deliver its role as regulator under the Consumer Data Right (CDR). It covers cross-sector regulatory processes, operational frameworks, and MBIE’s approach to matters such as accreditation, standards management, complaints, issues, guidance, compliance, and enforcement.
This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
The Ministry of Business, Innovation and Employment (MBIE) is seeking feedback on new documents for the new earthquake-prone building (EPB) system: the EPB Legislation and Methodology Guidance, which supports territorial authorities in administering the EPB system, and the EPB technical annexes, which provide detailed technical criteria and pathways for engineers to implement the new system.
The Government has made law changes to the Credit Contracts and Consumer Finance Act. This follows our 2018 review of the consumer credit law.
Changes were made to section 99(1A) of the Credit Contracts and Consumer Finance Act (CCCFA) in 2019, following a review of this provision. The changes are found in sections 95A and 95B of the CCCFA, which expressly enable a court (on application by the lender) to vary or remove the effect of section 99(1A).
Briefings to the Minister for Commerce and Consumer Affairs on provisional safeguard duties assessment.
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