The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is version 3 of the Code (published February 2021, and amended September 2021), in force from 1 December 2021 to 6 July 2022.
pdf, 1.3 MBWe are seeking feedback on 2 exposure drafts, one on the Credit Contracts and Consumer Finance Amendment Regulations 2020 (the Regulations) and another on Chapter 5 of the Responsible Lending Code (the Code).
Changes have been made to the affordability assessment requirements under the Credit Contracts and Consumer Finance Regulations 2004 (the Regulations) and Responsible Lending Code (the Code). This is
A document that seeks feedback on the draft updated Responsible Lending Code.
pdf, 857 KBThe Government has announced a final set of changes to the Credit Contracts and Consumer Finance Act (CCCFA) and the Responsible Lending Code to improve safe access to credit for Kiwis. The changes will be applied from 4 May 2023.
Contracts and Consumer Finance Regulations 2004 and the Responsible Lending Code. The first tranche of changes came into force on 7 July 2022, and the second tranche are in force on 4 May 2023.
The Ministry of Business, Innovation and Employment (MBIE) is asking for feedback on draft changes to the Credit Contracts and Consumer Finance Act (CCCFA) regulations and the Responsible Lending Code.
A minute from the Cabinet Economic Growth and Infrastructure Committee noting the support for changes to the Credit Contracts and Consumer Finance Act, ad agreeing to continue work to amend this act.
pdf, 339 KBThe Government has announced a two-phased package of reforms to streamline financial services.
This addendum to the Responsible Lending Code provides additional guidance on lender responsibilities relating to COVID-19. The addendum expires on 1 February 2022.
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