Changes have been made to the affordability assessment requirements under the Credit Contracts and Consumer Finance Regulations 2004 (the Regulations) and Responsible Lending Code (the Code). This is
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responsible lending
This addendum to the Responsible Lending Code provides additional guidance on lender responsibilities relating to COVID-19. The addendum expires on 1 February 2022.
pdf, 118 KB
Draft addendum to seek your feedback on the proposed additional guidance to the Responsible Lending Code to cover situations relating to COVID-19.
pdf, 140 KBContracts and Consumer Finance Regulations 2004 and the Responsible Lending Code. The first tranche of changes came into force on 7 July 2022, and the second tranche are in force on 4 May 2023.
The Ministry of Business, Innovation and Employment (MBIE) is asking for feedback on draft changes to the Credit Contracts and Consumer Finance Act (CCCFA) regulations and the Responsible Lending Code.
This 2012 Cabinet Paper sought additional policy decisions from Cabinet relating to the review of the Credit Contracts and Consumer Finance Act 2003, including in relation to reposession.
pdf, 2.5 MB
This 2011 Cabinet Minute outlines policy decisions to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly.
pdf, 487 KB
This Regulatory Impact Statement provided an analysis of options to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly.
pdf, 138 KB
This 2011 Cabinet paper sought policy decisions to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly. It followed a Financial Summit in August 2011 and the release of a discussion document in 2009.
pdf, 67 KBThe Ministry of Business, Innovation and Employment (MBIE) is asking for feedback on changes to the Credit Contracts and Consumer Finance Act (CCCFA) Regulations and the Responsible Lending Code.