The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is version 5 of the Code and is in force from 4 May 2023.
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The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is version 4 of the Code and is in force from 7 July 2022.
pdf, 1.2 MBThe Government has announced a final set of changes to the Credit Contracts and Consumer Finance Act (CCCFA) and the Responsible Lending Code to improve safe access to credit for Kiwis. The changes will be applied from 4 May 2023.
The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is version 3 of the Code (published February 2021, and amended September 2021), in force from 1 December 2021 to 6 July 2022.
pdf, 1.3 MBThis page provides a range of background documents from the 2009–2015 review of consumer credit law.
A document that seeks feedback on the draft updated Responsible Lending Code.
pdf, 857 KBThe Government has announced a two-phased package of reforms to streamline financial services.
The Government has made law changes to the Credit Contracts and Consumer Finance Act. This follows our 2018 review of the consumer credit law.
We are seeking feedback on an exposure draft of the Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 (the Draft Regulations) and accompanying guidance in the Responsible Lending Code (the Draft Code).
A minute from the Cabinet Economic Growth and Infrastructure Committee noting the support for changes to the Credit Contracts and Consumer Finance Act, ad agreeing to continue work to amend this act.
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