Insurance contract law review

We are reviewing New Zealand's insurance contract law to ensure it is facilitating well-functioning insurance markets.

Consultation is open for the review

The Minister of Commerce and Consumer Affairs released a discussion paper for public consultation. Consultation closes on 28 June 2019.

Read the discussion paper and have your say

The purpose of the review

The review's purpose is to ensure New Zealand’s insurance contract law is facilitating insurance markets that work well and enable individuals and businesses to effectively protect themselves against risk.

Insurance plays an important role in the lives of New Zealanders, helping them cope with unforeseen life events and providing business with greater certainty. A well-functioning insurance system is integral to ensuring insurance continues to serve all New Zealanders.

Effective regulation of insurance contracts is important so that consumers, businesses and insurers can transact with confidence in a fair, efficient and transparent way.

Feedback welcome

In addition to the formal consultation process, we welcome feedback at any time about the review. If you would like to contact us, please email

Financial institutions conduct review

You may also be interested in the financial institutions conduct review which is currently underway.

Find out more and make a submission

Last updated: 27 April 2019