Guidance for the Consumer Data Right
Guidance helps you understand how the Consumer Data Right (CDR) works in practice. It supports participants and customers to meet their obligations, implement requirements consistently, and navigate the CDR with confidence. As the CDR develops, guidance will continue to be refined and expanded to reflect how the system operates in real-world settings.
On this page I tēnei whārangi
In this section I tēnei wāhanga
About Consumer Data Right guidance
Guidance explains what the law requires, how those requirements apply to participation, and what good implementation looks like.
Regulated open banking guidance
Regulated open banking is the first sector designated under the Consumer Data Right (CDR). It allows customers of the designated banks to securely share their own banking data with accredited requestors and to initiate payments through accredited requestors.
Operations guidance for Consumer Data Right
This provides guidance on how MBIE will operationalise and deliver its role as regulator under the Consumer Data Right (CDR). It covers cross-sector regulatory processes, operational frameworks, and MBIE’s approach to matters such as accreditation, standards management, complaints, issues, guidance, compliance, and enforcement.