Uptake of Consumer Data Right
The latest Consumer Data Right statistics for September 2026.
On this page I tēnei whārangi
Summary
These metrics provide a snapshot of regulated open banking activity in New Zealand. They show how many accredited requestors are participating and how customer data sharing and payments made through regulated open banking are growing over time.
September data shows continued growth and momentum in the use of regulated open banking particularly with an increase in payments. However, there was a minor decrease in data sharing.
In September, more than 23.4 million requests to securely share banking data were processed.
More than 604,000 open banking payment requests were processed in September, with a combined value of over $165 million. This is an increase of 47,719 payment requests (8.6% growth) worth over $6.7 million (4.2% growth) since August.
Fifteen organisations have been approved as accredited requestors for regulated open banking under the Customer and Product Data Act 2025. This is an increase of 7 organisations since May. These organisations can, with a customer's authorisation, securely share a customer’s banking information or initiate payments on their behalf.
- There were 15 accredited requestors at the end of September.
- More accredited requestors means more businesses can offer a wider range of consumer products and services using regulated open banking.
- Twelve of the accredited requestors are acting as an intermediary.
- Intermediary accredited requestors act on behalf of other organisations (called “fourth parties”) to request and share data securely, extending the availability of regulated open banking services to more businesses in New Zealand.
- More businesses and consumers are using regulated open banking as a payment option.
- There were over 604,000 successful API calls for payment transactions during September. This represents an increase of 8.6% from August 2026.
- The value of payments made through regulated open banking continued to grow in September, reaching more than $165 million. This represents a 4.2% increase since August 2026.
- Increasing data sharing requests indicate growing adoption of services that help customers securely share their banking information with trusted providers.
- More than 23.4 million requests to securely share banking data were processed in September.
- This is a decrease of just under 1.2 million requests (4.8%) since August, but still up 152.6% since May.
Note
Full data reporting for regulated open banking uptake commenced from May 2026. Reported metrics may change over time. Reporting from data holders is requested for activity by accredited requestors only and regulated APIs.
It should be noted that the figures contributed by a single data holder may, in a very limited number of cases, include the use of non-accredited requestors. This anomaly will be addressed as a priority.
MBIE endeavours, to the best of its knowledge and ability, to ensure the data provided and published is accurate. However, as the data is received from external sources, MBIE does not warrant that it is accurate or complete. The data may be changed, deleted, added to or otherwise amended at any time as new information becomes available.