This 2011 Cabinet paper sought policy decisions to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly. It followed a Financial Summit in August 2011 and the release of a discussion document in 2009.
pdf, 67 KBThe Government is progressing reforms to streamline financial services.
This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
An addendum to the Responsible Lending Code which will provide additional guidance and covers situations relating to COVID-19.
pdf, 155 KBThe Government will be reviewing consumer credit law to ensure settings are targeted appropriately to the risk profile of the lending. MBIE is developing terms of reference for the review. This section also includes information about previous reviews of consumer credit law.
This document provides updated draft guidance in Chapters 5 and 7 of the Responsible Lending Code, released for consultation.
pdf, 1.1 MB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by FinCap
pdf, 689 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by NZBA
pdf, 192 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by LTPA
pdf, 184 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by FSF
pdf, 922 KBCrown copyright © 2026
https://www.mbie.govt.nz/search
Please note: This content will change over time and can go out of date.