Government announces package of financial services reforms
The Government has announced a two-phased package of reforms to streamline financial services.
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responsible lending
This 2012 Cabinet Paper sought additional policy decisions from Cabinet relating to the review of the Credit Contracts and Consumer Finance Act 2003, including in relation to reposession.
pdf, 2.5 MB
This 2011 Cabinet Minute outlines policy decisions to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly.
pdf, 487 KB
This Regulatory Impact Statement provided an analysis of options to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly.
pdf, 138 KB
This 2011 Cabinet paper sought policy decisions to strengthen the Credit Contracts and Consumer Finance Act 2003 to ensure that credit providers lend and manage credit contracts responsibly. It followed a Financial Summit in August 2011 and the release of a discussion document in 2009.
pdf, 67 KBConsultation opens on further changes to lending requirements
The Ministry of Business, Innovation and Employment (MBIE) is asking for feedback on changes to the Credit Contracts and Consumer Finance Act (CCCFA) Regulations and the Responsible Lending Code.
2024-25 financial services reforms
The Government is progressing reforms to streamline financial services.
Govt proposes initial changes to lending requirements
Initial proposed changes to lending requirements announced by the Government today will help New Zealanders acquire credit safely and responsibly.
Review of consumer credit law 2009–2015
This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
An addendum to the Responsible Lending Code which will provide additional guidance and covers situations relating to COVID-19.
pdf, 155 KB