Initial proposed changes to lending requirements announced by the Government today will help New Zealanders acquire credit safely and responsibly.
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responsible lending
An addendum to the Responsible Lending Code which will provide additional guidance and covers situations relating to COVID-19.
pdf, 155 KBThis page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
This document provides updated draft guidance in Chapters 5 and 7 of the Responsible Lending Code, released for consultation.
pdf, 1.1 MBThe Government will be reviewing consumer credit law to ensure settings are targeted appropriately to the risk profile of the lending. MBIE is developing terms of reference for the review. This section also includes information about previous reviews of consumer credit law.
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by NZBA
pdf, 192 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by LTPA
pdf, 184 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by FinCap
pdf, 689 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by FSF
pdf, 922 KB
Submission on exposure draft of Credit Contracts and Consumer Finance Amendment Regulations 2022 and Responsible Lending Code by DBAS
pdf, 196 KB