Proposed changes to the Responsible Lending Code
The Ministry of Business, Innovation & Employment consulted on proposed changes to the Responsible Lending Code.
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responsible lending
Background to the 2009–2015 review of consumer credit law
This page provides a range of background documents from the 2009–2015 review of consumer credit law.
Changes to consumer credit law 2020
The Government has made law changes to the Credit Contracts and Consumer Finance Act. This follows our 2018 review of the consumer credit law.
Exposure draft of Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 and updated Responsible Lending Code
We are seeking feedback on an exposure draft of the Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 (the Draft Regulations) and accompanying guidance in the Responsible Lending Code (the Draft Code).
Review of December 2021 credit law changes
Contracts and Consumer Finance Regulations 2004 and the Responsible Lending Code. The first tranche of changes came into force on 7 July 2022, and the second tranche are in force on 4 May 2023.
2024-26 financial services reforms
The Government has progressed reforms to streamline financial services, with just one bill yet to be passed.
Review of consumer credit law 2009–2015
This page summarises the changes to the consumer credit laws that resulted from the review that took place between 2009 and 2015.
Newsletter and Events
The New Zealand National Contact Point conducts events throughout the year and regularly publishes documents. Find out about upcoming events and subscribe to the New Zealand National Contact Point newsletter.
Review of consumer credit law
The Government recently reviewed consumer credit law as part of a wider reform process for financial services. Information about this process, as well as previous reform processes, is accessible below.
Financial markets conduct regulatory system
This page describes the financial markets conduct regulatory system, its objectives and our qualitative assessment of it. It also lists the main statutes and changes to regulation either planned or in progress.
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