Proposed changes to the Responsible Lending Code
The Ministry of Business, Innovation & Employment consulted on proposed changes to the Responsible Lending Code.
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responsible lending
Updating the Responsible Lending Code
Consultation has opened on the draft updated Responsible Lending Code (Code).
This Regulatory Impact Statement provided an analysis of options for the Responsible Lending Code required by the Credit Contracts and Consumer Finance Amendment Act 2014.
pdf, 367 KB
The Credit Contracts and Consumer Finance Amendment Act 2014 required the introduction of a Responsible Lending Code. This discussion document sought feedback on what should be included in the Code.
pdf, 924 KBAddendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
Draft addendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is the first copy of the Code.
pdf, 399 KB
This document provides changes to Chapter 5 of the Responsible Lending Code for public feedback.
pdf, 279 KB
This is the submission template for the discussion document, Guidance for lenders on assessing affordability: draft changes to the Responsible Lending Code.
docx, 31 KB
The Responsible Lending Code provides guidance on how lenders can meet their responsible lending obligations under the Credit Contracts and Consumer Finance Act 2003. This is the second copy of the Code.
pdf, 312 KB