Updating the Responsible Lending Code
Consultation has opened on the draft updated Responsible Lending Code (Code).
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responsible lending
Addendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
Draft addendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
Exposure draft of Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 and updated Responsible Lending Code
We are seeking feedback on an exposure draft of the Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 (the Draft Regulations) and accompanying guidance in the Responsible Lending Code (the Draft Code).
Exposure draft of updated Credit Contracts and Consumer Finance Regulations 2004 and Responsible Lending Code
We are seeking feedback on 2 exposure drafts, one on the Credit Contracts and Consumer Finance Amendment Regulations 2020 (the Regulations) and another on Chapter 5 of the Responsible Lending Code (the Code).
2024-25 financial services reforms
The Government is progressing reforms to streamline financial services.
Review of consumer credit law
The Government will be reviewing consumer credit law to ensure settings are targeted appropriately to the risk profile of the lending. MBIE is developing terms of reference for the review. This section also includes information about previous reviews of consumer credit law.
Outcome Three: Informed consumers and businesses interacting with confidence
The Government promotes fair and thriving markets by setting rules and defining rights that allow businesses to operate effectively and protect people from harm.
Commerce and Consumer Affairs – 2020
Titles of documents the Minister of Commerce and Consumer Affairs received from MBIE in 2020.
Financial markets conduct regulatory system
This page describes the financial markets conduct regulatory system, its objectives and our qualitative assessment of it. It also lists the main statutes and changes to regulation either planned or in progress.
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