Updating the Responsible Lending Code
Consultation has opened on the draft updated Responsible Lending Code (Code).
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responsible lending
Addendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
Draft addendum to the Responsible Lending Code: COVID-19
Public submissions are now open on some additional guidance for the Responsible Lending Code.
Exposure draft of updated Credit Contracts and Consumer Finance Regulations 2004 and Responsible Lending Code
We are seeking feedback on 2 exposure drafts, one on the Credit Contracts and Consumer Finance Amendment Regulations 2020 (the Regulations) and another on Chapter 5 of the Responsible Lending Code (the Code).
Exposure draft of Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 and updated Responsible Lending Code
We are seeking feedback on an exposure draft of the Credit Contracts and Consumer Finance Amendment Regulations (No 2) 2022 (the Draft Regulations) and accompanying guidance in the Responsible Lending Code (the Draft Code).
2024-26 financial services reforms
The Government has progressed reforms to streamline financial services, with just one bill yet to be passed.
Outcome Three: Informed consumers and businesses interacting with confidence
The Government promotes fair and thriving markets by setting rules and defining rights that allow businesses to operate effectively and protect people from harm.
Review of consumer credit law
The Government recently reviewed consumer credit law as part of a wider reform process for financial services. Information about this process, as well as previous reform processes, is accessible below.
Commerce and Consumer Affairs – 2020
Titles of documents the Minister of Commerce and Consumer Affairs received from MBIE in 2020.
Financial markets conduct regulatory system
This page describes the financial markets conduct regulatory system, its objectives and our qualitative assessment of it. It also lists the main statutes and changes to regulation either planned or in progress.
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