Have Your Say: Insurance Contract Law Review

Submissions closed at
5pm on Friday, 13 July 2018
Summary of issues and key questions: Designed for consumer audience PDF Document 298kb
Issues paper: Insurance contract law PDF Document 1488kb
Detailed submission template: Designed for technical audience Microsoft Word Document 122kb
Simplified submission template: Designed for consumer audience Microsoft Word Document 66kb


The government is seeking public input on a review of New Zealand’s insurance contract law.

 Insurance plays an important role in the lives of New Zealanders, helping them cope with unforeseen life events and providing business with greater certainty. A well-functioning insurance system is integral to ensuring insurance continues to serve all New Zealanders.

Effective regulation of insurance contracts is important so that consumers, businesses and insurers can transact with confidence in a fair, efficient and transparent way.

The Minister of Commerce and Consumer Affairs has released an issues paper for public consultation.

The issues paper describes the issues that MBIE has heard regarding insurance contract law and conduct in the insurance industry. We are looking for evidence to improve our understanding of these issues and inform our advice to Ministers regarding what should be done about them.

This stage of the review provides an opportunity for you to have your say on the issues surrounding insurance contracts and conduct in New Zealand. We strongly encourage you to make a submission.

Consultation is open until 5pm on Friday 13 July 2018.